COID or WCA
The Difference Between WCA Claims and COID
So when exactly is it Compensation for Occupational Injuries and when does Workmen’s Compensation (WCA Claims) apply?
And what’s the difference?
The answer is: It’s all the same.
The Governments Role around WCA Claims
Until 1992 the South African government had the Workmen’s Compensation Act which regulated and determined if, when, how and to whom the Fund would pay out via WCA Claims after an employee got injured on the job.
When the new act, the Compensation for Occupational Injuries and Diseases Act (COIDA), was drafted in 1993, the government saw it as a good opportunity to “modernise” the act so that it measured up to the rest of South Africa’s labour legislation.
Terminology used in the old Workmen’s Compensation Act referred to a “workman”, where the new labour legislation rather uses “employee” – also the more politically correct term. This left the law makers to drop “Workmen” in the Act’s title and led to the current title of the COID act.
Changing the name of an act is all good and well, but the present title and its acronym just does not seem to stick. Even after 17 years with COIDA in place and operative, you’ll hear (and read) Workmen’s Compensation Act or WCA and WCA Claims on daily basis.
WCA Claims, social security?
It does not help that the term workmen’s compensation is also the common name used throughout the world when referring to this particular form of social security. In leading countries such as the USA, Canada, Australia and also the International Labour Organisation (ILO), it’s the proper term used when referring to this kind of government insurance.
The best way to actually avoid any confusion is to partner with companies such as WCA Claims Cape Town which has years of experience working with this legislation and all the terms and aliases used within the industry.